Plumbing Contractor Insurance in California
To protect your business as a plumbing contractor, you need to have the right insurance to guard against lawsuits and other challenges. While installing or maintaining appliances, pipes, or other systems, your work may lead to hazards like extreme temperatures, injuries from powerful equipment, and the presence of dangerous elements, like a confined space or an open pit. When you’re working on someone else’s property, risks like these can lead to serious and life-threatening accidents, like someone tripping over an exposed pipe or accidentally entering a confined space. Even when you take all the right steps as a plumbing contractor to keep yourself and others safe, incidents like these still occur. Having the right plumbing contractor insurance will help you protect yourself against liability lawsuits, financial hardships, and other threats that could mean an end to your plumbing business.
General Liability Insurance: General liability insurance will protect you from bodily injury and property damage coverage. This is the most common type of contractor coverage.
Commercial Auto Insurance: This is coverage for your vehicle. If you’re using your pickup truck for work-related purposes, you need to have a special policy for commercial use.
Commercial property insurance: Commercial property insurance protects commercial property from perils such as fire, theft and natural disaster.
Workers’ Compensation: This coverage is regulated by the state. If you run a business by yourself, you don’t necessarily need workers’ comp insurance. The coverage protects your workers from work-related injuries until they can get back to work.
Summary: As one of the nation’s leading insurance agencies, Modern Insurance Partners offers robust, unique plumbing contractor insurance to meet your needs, and we’ll protect your business so you don’t have to.