As a swimming pool contractor, you face many unique liability risks on the job. For example, someone could be injured by heavy excavation equipment left at the worksite overnight, or a mechanical malfunction could lead to chlorine-related burns. Incidents like these can be devastating. Whether you’re an established swimming pool contractor or just starting out in your business, an incident or accident could even mean an end to your business if you are held financially responsible. Swimming pool contractor insurance works to protect you against the risks associated with your trade, which is why it’s important to have swimming pool contractor insurance before you need it.
General Liability Insurance: General liability insurance will protect you from bodily injury and property damage coverage. This is the most common type of contractor coverage.
Commercial Auto Insurance: This is coverage for your vehicle. If you’re using your pickup truck for work-related purposes, you need to have a special policy for commercial use.
Commercial property insurance: Commercial property insurance protects commercial property from perils such as fire, theft and natural disaster.
Workers’ Compensation: This coverage is regulated by the state. If you run a business by yourself, you don’t necessarily need workers’ comp insurance. The coverage protects your workers from work-related injuries until they can get back to work.
Summary: As one of the nation’s leading insurance agencies, Modern Insurance Partners offers robust, unique swimming pool insurance to meet your needs, and we’ll protect your business so you don’t have to.