If you or your employees use vehicles in the scope of your business, you need commercial auto insurance to protect your business. Commercial auto insurance protects you against risks such as damage to your vehicles, driver injury, injury to someone else involving one of your vehicles, and damage to someone else’s property. In the event of an accident or collision, having the right commercial auto insurance protects you by including:
- Auto liability
- Medical payments
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorist coverage
Commercial auto insurances can protect a wide array of businesses, from caterers who uses vans to travel to events to chauffeur services to contractors with a small fleet of vehicles. It provides protection beyond regular car insurance, and helps business protect themselves, their employees, and their vehicle assets and equipment in the event of an accident.